Category
Country-specific IBAN format guides, length specifications, and validation examples for every nation that uses the IBAN standard.
Complete guide to the British Virgin Islands IBAN: 24-character format, BBAN breakdown (4-letter bank code + 16-digit account), offshore finance context, and validation steps.
Read article →Complete guide to the Greenland IBAN: 18-character format (same structure as Denmark/Faroe Islands), BBAN breakdown, GL vs DK country code differences, and validation steps.
Read article →Complete guide to the Falkland Islands IBAN: 18-character format, BBAN breakdown (2-letter bank code + 12-digit account), FKP currency context, and validation steps.
Read article →Complete guide to the Timor-Leste IBAN: 23-character format, BBAN breakdown (3-digit bank code + 14-digit account + 2 national check digits), banking context, and validation steps.
Read article →Complete guide to the Pakistan IBAN: 24-character format, BBAN breakdown (4-letter bank code + 16-digit account), major Pakistani banks, remittance context, and validation steps.
Read article →Complete guide to the Kazakhstan IBAN: 20-character format, BBAN breakdown (3-digit bank code + 13-character alphanumeric account), major Kazakhstani banks, and validation steps.
Read article →Complete guide to the Brazil IBAN: 29-character format, BBAN breakdown (bank code, branch, account, type), example, and how IBAN fits into Brazil's domestic payment landscape.
Read article →Complete guide to the Costa Rica IBAN: 22-character format, BBAN breakdown (reserved zero, bank code, account number), example, and how IBAN fits into Costa Rica's SINPE payment system.
Read article →Complete guide to the Dominican Republic IBAN: 28-character format, BBAN breakdown (4-letter bank code + 20-digit account), example, and remittance context for DO IBANs.
Read article →Complete guide to the El Salvador IBAN: 28-character format, BBAN breakdown (4-letter bank code + 20-digit account), example, and El Salvador's unique USD and Bitcoin monetary context.
Read article →Complete guide to the Guatemala IBAN: 28-character format, BBAN breakdown (bank code, currency, account type, account number), example, and Guatemala's agricultural export payment context.
Read article →Complete guide to the Saint Lucia IBAN: 32-character format (one of the longest globally), BBAN breakdown (4-letter bank code + 24-digit account), ECCU context, and validation steps.
Read article →Complete guide to the Mauritius IBAN: 30-character format, embedded currency code, BBAN breakdown, and validation steps for MU IBANs.
Read article →Complete guide to the Seychelles IBAN: 31-character format, embedded currency code, BBAN field breakdown, and validation steps for SC IBANs.
Read article →Complete guide to the São Tomé and Príncipe IBAN: 25-character format, all-numeric BBAN, bank and branch code breakdown, and validation steps for ST IBANs.
Read article →Complete guide to the Djibouti IBAN: 27-character format, French-influenced BBAN structure, bank and branch code breakdown, and validation steps for DJ IBANs.
Read article →Complete guide to the Somalia IBAN: 23-character format, BBAN breakdown, limited adoption context, and compliance considerations for SO IBANs.
Read article →Complete guide to the Sudan IBAN: 18-character format, Islamic banking context, BBAN breakdown, sanctions considerations, and validation steps for SD IBANs.
Read article →Israeli IBANs are 23 characters with a 3-digit bank code, 3-digit branch, and 13-digit account number. Israel is not a SEPA country. Learn the IL IBAN structure with Bank Hapoalim and Bank Leumi examples.
Read article →Iraqi IBANs are 23 characters with a 4-letter bank code, 3-digit branch, and 12-digit account number. Iraq is not a SEPA country. Learn the IQ IBAN structure with Trade Bank of Iraq and Rafidain Bank examples.
Read article →Omani IBANs are 23 characters with a 3-digit bank code and 16-digit account number. Oman is not a SEPA country. Learn the OM IBAN structure with Bank Muscat, NBO, and Bank Dhofar examples.
Read article →Egyptian IBANs are 29 characters with a 4-digit bank code, 4-digit branch code, and 17-digit account number. Egypt is not a SEPA country. Learn the EG IBAN structure with NBE and Banque Misr examples.
Read article →Tunisian IBANs are 24 characters with a 2-digit bank code, 3-digit branch, 13-digit account, and 2-digit national check key. Tunisia is not a SEPA country. Learn the TN IBAN structure with STB, BIAT, and Amen Bank examples.
Read article →Libyan IBANs are 25 characters with a 3-digit bank code, 3-digit branch, and 15-digit account number. Libya is not a SEPA country. Learn the LY IBAN structure with Sahara Bank, Wahda Bank, and compliance considerations.
Read article →Mauritanian IBANs are 27 characters with a 5-digit bank code, 5-digit branch, 11-digit account, and 2-digit national check key. Mauritania is not a SEPA country. Learn the MR IBAN structure with BNM and Attijari examples.
Read article →Complete guide to the Albanian IBAN format: 28-character structure, BBAN breakdown (bank code, branch, national check digit, account), example, and banking context.
Read article →Complete guide to the Bosnian IBAN format: 20-character structure, BBAN breakdown, why check digits are always 39, example, and banking context.
Read article →Complete guide to the Azerbaijani IBAN format: 28-character structure, 4-letter alphabetic bank code, BBAN breakdown, example, and banking context.
Read article →Complete guide to the Georgian IBAN format: 22-character structure, 2-letter bank code, BBAN breakdown, example, and banking context including TBC Bank and Bank of Georgia.
Read article →Complete guide to the Moldovan IBAN format: 24-character structure, 2-letter bank code, 18-character account number, example, and banking context.
Read article →Complete guide to the Ukrainian IBAN format: 29-character structure, 6-digit MFO bank code, 19-digit account number, 2019 IBAN transition, and banking context.
Read article →Andorran IBANs are 24 characters with a 4-digit bank code and 4-digit branch code. Andorra is a SEPA member since 2019. Learn the AD IBAN structure with Crèdit Andorrà and MoraBanc examples.
Read article →Liechtenstein IBANs are 21 characters with a 5-digit bank code and 12-digit account number. Liechtenstein is a SEPA member and EEA country. Learn the LI IBAN format with LGT Bank, VP Bank, and LLB examples.
Read article →Monaco IBANs are 27 characters and share the French RIB structure. Monaco is a SEPA country. Learn the MC IBAN format with bank code, branch code, and RIB key breakdown.
Read article →San Marino IBANs are 27 characters with an Italian-style ABI/CAB structure and a CIN check character. San Marino is a SEPA member. Learn the SM IBAN format with Carisp and Banca di San Marino examples.
Read article →Gibraltar IBANs are 23 characters with a 4-letter bank code and 15-digit account number. Gibraltar is a SEPA member. Learn the GI IBAN format with NatWest, Barclays, and Jyske Bank examples.
Read article →Kosovo IBANs are 20 characters and use the exceptional country code XK. Kosovo uses the euro but is not a SEPA member. Learn the XK IBAN format with Raiffeisen and ProCredit Bank Kosovo examples.
Read article →Faroe Islands IBANs are 18 characters with a 4-digit bank code and single check digit. The Faroe Islands is not a SEPA member. Learn the FO IBAN format with Føroya Banki and Betri Banki examples.
Read article →Bahraini IBANs are 22 characters with a 4-letter bank code and 14-digit account number. Learn the BH IBAN structure, Arab Banking Corporation and NBB examples, and why BIC is required for SWIFT transfers.
Read article →Kuwaiti IBANs are 30 characters — the longest in the Gulf — with a 4-letter bank code and 22-character account field. Learn the KW IBAN structure with National Bank of Kuwait and Kuwait Finance House examples.
Read article →Qatari IBANs are 29 characters with a 4-letter bank code and 21-character account field. Learn the QA IBAN structure with Qatar National Bank and Doha Bank examples.
Read article →Jordanian IBANs are 30 characters with a 4-letter bank code, 4-digit branch code, and 18-digit account number. Learn the JO IBAN structure with Arab Bank and Central Bank of Jordan examples.
Read article →Slovak IBANs are 24 characters with a 4-digit bank code, 6-digit account prefix, and 10-digit account number. Slovakia uses the euro. Learn the SK IBAN structure with VUB and Slovenská sporiteľňa examples.
Read article →Slovenian IBANs are 19 characters with a 5-digit bank code, 8-digit account number, and 2 domestic check digits. Slovenia uses the euro. Learn the SI IBAN structure with NLB and Nova KBM examples.
Read article →Romanian IBANs are 24 characters with a 4-letter bank code and 16-character account field. Romania is a SEPA member but uses the Romanian leu (RON). Learn the RO IBAN structure with BCR, Banca Transilvania, and BRD examples.
Read article →Germany IBANs are always 22 characters. Learn the DE IBAN structure — Bankleitzahl, account number, check digits — with three real examples and common mistakes.
Read article →GB IBANs are 22 characters built from a 4-letter bank code, 6-digit sort code, and 8-digit account number. Learn the format, see NatWest and Barclays examples, and understand the SEPA difference.
Read article →Yes — UAE IBANs (AE) are 23 characters and mandatory since 2011. Learn the structure, see Emirates NBD and FAB examples, and understand when you need both an IBAN and SWIFT code.
Read article →84 countries use the IBAN standard as of 2026. The complete list by region — with country codes and lengths — plus why the US, Canada, and Australia do not use IBANs.
Read article →The United States does not use IBANs. Learn why, what Americans use instead (ABA routing + account number), and how to handle payments to and from US bank accounts.
Read article →French IBANs are 27 characters with a unique alphanumeric account number field. Learn the FR IBAN structure — bank code, branch code, national check digits — with real examples.
Read article →Italian IBANs are 27 characters with a unique CIN check letter at position 5. Learn the IT IBAN structure — ABI bank code, CAB branch code, account number — with real examples.
Read article →Spanish IBANs are 24 characters with an embedded 2-digit domestic check pair. Learn the ES IBAN structure — entidad, oficina, check digits, account number — with real examples.
Read article →Dutch IBANs are 18 characters — the shortest in Western Europe — with a 4-letter bank code followed by a 10-digit account number. Learn the NL IBAN structure with ABN AMRO and ING examples.
Read article →Swiss IBANs are 21 characters with a 5-digit clearing number. Switzerland is NOT a SEPA country — learn the CH IBAN structure, UBS and PostFinance examples, and what this means for payments.
Read article →Belgian IBANs are just 16 characters — the shortest in the eurozone. Learn the BE IBAN structure — 3-digit bank code, account number, domestic check digits — with BNP Paribas Fortis and KBC examples.
Read article →Polish IBANs are 28 characters with an 8-digit NRB routing code and a 16-digit account number. Learn the PL IBAN structure with PKO and ING examples and SEPA currency notes.
Read article →Austrian IBANs are 20 characters with a 5-digit Bankleitzahl. Learn the AT IBAN structure — how it differs from Germany's BLZ, Erste Bank and Bank Austria examples, and SEPA status.
Read article →Swedish IBANs are 24 characters encoding Sweden's clearing number system. Sweden uses SEK, not euros — learn what this means for SEPA payments and how to validate SE IBANs.
Read article →Norwegian IBANs are just 15 characters — the shortest IBAN in Europe. Learn the NO IBAN structure — 4-digit bank code, account number, domestic check digit — with DNB and SpareBank examples.
Read article →Danish IBANs are 18 characters with a 4-digit registration number and 10-digit account. Denmark uses DKK, not euros — learn the DK IBAN format with Danske Bank and Jyske Bank examples.
Read article →Finnish IBANs are 18 characters with a 3-digit bank code and domestic check digit. Finland uses the euro — learn the FI IBAN format with Nordea and OP Financial Group examples.
Read article →Greek IBANs are 27 characters with a 3-digit bank code, 4-digit branch code, and 16-digit account number. Learn the GR IBAN format with National Bank, Alpha Bank, and Piraeus examples.
Read article →Saudi IBANs are 24 characters with a 2-digit bank code mandatory since 2009. Saudi Arabia is NOT a SEPA country — learn the SA IBAN structure with Al Rajhi and SABB examples.
Read article →Turkish IBANs are 26 characters with a 5-digit BDDK code and a reserved zero digit. Turkey is NOT a SEPA country — learn the TR IBAN format with Garanti BBVA and İşbank examples.
Read article →Irish IBANs are 22 characters with a 4-letter bank identifier and 6-digit sort code. Learn the IE IBAN structure with AIB, Bank of Ireland, and Permanent TSB examples.
Read article →Czech IBANs are 24 characters with a 4-digit bank code and a 6-digit account prefix. Learn the CZ IBAN structure with Česká spořitelna, ČSOB, and Komerční banka examples.
Read article →Hungarian IBANs are 28 characters — the longest in Central Europe — with dual domestic check digits. Learn the HU IBAN structure with OTP Bank, K&H, and UniCredit Hungary examples.
Read article →Croatian IBANs are 21 characters with a 7-digit bank code. Croatia joined the eurozone in 2023. Learn the HR IBAN structure with Zagrebačka banka, PBZ, and Erste Bank Croatia examples.
Read article →Bulgarian IBANs are 22 characters with a 4-letter bank code. Bulgaria adopted the euro in 2025. Learn the BG IBAN structure with UniCredit Bulbank, UBB, and Raiffeisenbank Bulgaria examples.
Read article →Luxembourg IBANs are 20 characters with a 3-digit bank code. Learn the LU IBAN structure with BCEE, BIL, and ING Luxembourg examples — plus why Luxembourg processes so many cross-border IBANs.
Read article →Maltese IBANs are 31 characters — the longest in the eurozone — with an 18-character alphanumeric account field. Learn the MT IBAN structure with Bank of Valletta and HSBC Malta examples.
Read article →Cypriot IBANs are 28 characters with a 3-digit bank code and 5-digit branch code. Learn the CY IBAN structure with Bank of Cyprus and Hellenic Bank examples.
Read article →Lithuanian IBANs are 20 characters with a 5-digit bank code. Lithuania joined the eurozone in 2015. Learn the LT IBAN structure with SEB, Swedbank, and Luminor Lithuania examples.
Read article →Latvian IBANs are 21 characters with a 4-letter bank identifier. Latvia joined the eurozone in 2014. Learn the LV IBAN structure with Swedbank Latvia, SEB banka, and Citadele examples.
Read article →Estonian IBANs are 20 characters with a 2-digit bank code and domestic check digit. Estonia was the first Baltic state to adopt the euro (2011). Learn the EE IBAN structure with Swedbank, SEB, and LHV examples.
Read article →Portuguese IBANs are always 25 characters with a 4-digit bank code and dual check digits. Learn the PT IBAN structure — CGD, BPI, Santander Totta, Millennium BCP — and NIB conversion.
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