Question 1

What is the SWIFT code for J&T banka d.d.?

Accepted Answer

The SWIFT/BIC code for J&T banka d.d. is VBVZHR22. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to J&T banka d.d.?

Accepted Answer

To send money internationally to J&T banka d.d., provide your bank with the SWIFT/BIC code VBVZHR22 (VARAZDIN, Croatia) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is J&T banka d.d. a SEPA member?

Accepted Answer

Yes, J&T banka d.d. is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code VBVZHR22 mean?

Accepted Answer

In the BIC code VBVZHR22: "VBVZ" is the institution code identifying J&T banka d.d., "HR" is the ISO 3166-1 country code for Croatia, and "22" is the location code indicating the bank's city or timezone zone.

VBVZHR22

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