Question 1

What is the SWIFT code for UNIVERSO, IME, S.A.?

Accepted Answer

The SWIFT/BIC code for UNIVERSO, IME, S.A. is SONVPTP1. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to UNIVERSO, IME, S.A.?

Accepted Answer

To send money internationally to UNIVERSO, IME, S.A., provide your bank with the SWIFT/BIC code SONVPTP1 (Maia, Portugal) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is UNIVERSO, IME, S.A. a SEPA member?

Accepted Answer

Yes, UNIVERSO, IME, S.A. is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code SONVPTP1 mean?

Accepted Answer

In the BIC code SONVPTP1: "SONV" is the institution code identifying UNIVERSO, IME, S.A., "PT" is the ISO 3166-1 country code for Portugal, and "P1" is the location code indicating the bank's city or timezone zone.

SONVPTP1

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