Question 1

What is the SWIFT code for Heritage Credit Union?

Accepted Answer

The SWIFT/BIC code for Heritage Credit Union is RDCUIE21. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to Heritage Credit Union?

Accepted Answer

To send money internationally to Heritage Credit Union, provide your bank with the SWIFT/BIC code RDCUIE21 (Dublin, Ireland) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is Heritage Credit Union a SEPA member?

Accepted Answer

Yes, Heritage Credit Union is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code RDCUIE21 mean?

Accepted Answer

In the BIC code RDCUIE21: "RDCU" is the institution code identifying Heritage Credit Union, "IE" is the ISO 3166-1 country code for Ireland, and "21" is the location code indicating the bank's city or timezone zone.

RDCUIE21

Frequently Asked Questions