Question 1

What is the SWIFT code for KARLOVACKA BANKA D.D.?

Accepted Answer

The SWIFT/BIC code for KARLOVACKA BANKA D.D. is KALCHR2X. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to KARLOVACKA BANKA D.D.?

Accepted Answer

To send money internationally to KARLOVACKA BANKA D.D., provide your bank with the SWIFT/BIC code KALCHR2X (KARLOVAC, Croatia) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is KARLOVACKA BANKA D.D. a SEPA member?

Accepted Answer

Yes, KARLOVACKA BANKA D.D. is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code KALCHR2X mean?

Accepted Answer

In the BIC code KALCHR2X: "KALC" is the institution code identifying KARLOVACKA BANKA D.D., "HR" is the ISO 3166-1 country code for Croatia, and "2X" is the location code indicating the bank's city or timezone zone.

KALCHR2X

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