Question 1

What is the SWIFT code for Banco Cetelem SAU?

Accepted Answer

The SWIFT/BIC code for Banco Cetelem SAU is BNPAESM2. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to Banco Cetelem SAU?

Accepted Answer

To send money internationally to Banco Cetelem SAU, provide your bank with the SWIFT/BIC code BNPAESM2 (MADRID, Spain) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is Banco Cetelem SAU a SEPA member?

Accepted Answer

Yes, Banco Cetelem SAU is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code BNPAESM2 mean?

Accepted Answer

In the BIC code BNPAESM2: "BNPA" is the institution code identifying Banco Cetelem SAU, "ES" is the ISO 3166-1 country code for Spain, and "M2" is the location code indicating the bank's city or timezone zone.

BNPAESM2

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