Question 1

What is the SWIFT code for Credito Emiliano SpA (CREDEM)?

Accepted Answer

The SWIFT/BIC code for Credito Emiliano SpA (CREDEM) is BACRIT22. This 8-character code identifies the bank in international wire transfers and is registered with SWIFT (Society for Worldwide Interbank Financial Telecommunication).

Question 2

How do I send an international wire transfer to Credito Emiliano SpA (CREDEM)?

Accepted Answer

To send money internationally to Credito Emiliano SpA (CREDEM), provide your bank with the SWIFT/BIC code BACRIT22 (Reggio Emilia, Italy) along with the recipient's full IBAN. Your bank will route the transfer via the SWIFT network.

Question 3

Is Credito Emiliano SpA (CREDEM) a SEPA member?

Accepted Answer

Yes, Credito Emiliano SpA (CREDEM) is a SEPA (Single Euro Payments Area) member. Euro transfers within the SEPA zone can be processed as fast, low-cost SEPA Credit Transfers using the recipient's IBAN — no SWIFT fees required for intra-SEPA payments.

Question 4

What does the BIC code BACRIT22 mean?

Accepted Answer

In the BIC code BACRIT22: "BACR" is the institution code identifying Credito Emiliano SpA (CREDEM), "IT" is the ISO 3166-1 country code for Italy, and "22" is the location code indicating the bank's city or timezone zone.

BACRIT22

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