IBAN vs BIC/SWIFT Code: What's the Difference and When Do You Need Each?
IBANs identify bank accounts; BIC/SWIFT codes identify banks. Learn the difference, when you need both, and when one is enough.
Read article →Blog
Payments, IBANs & Banking
Practical guides for finance professionals, developers, and anyone who needs to understand how international payments actually work.
AllIBAN FundamentalsPayments & BankingDeveloper ResourcesFraud & ComplianceCountry IBAN GuidesFinance Operations
Mauritius IBAN Format (MU) — Structure, Length & Example
Complete guide to the Mauritius IBAN: 30-character format, embedded currency code, BBAN breakdown, and validation steps for MU IBANs.
Read article →Seychelles IBAN Format (SC) — Structure, Length & Example
Complete guide to the Seychelles IBAN: 31-character format, embedded currency code, BBAN field breakdown, and validation steps for SC IBANs.
Read article →São Tomé and Príncipe IBAN Format (ST) — Structure, Length & Example
Complete guide to the São Tomé and Príncipe IBAN: 25-character format, all-numeric BBAN, bank and branch code breakdown, and validation steps for ST IBANs.
Read article →Djibouti IBAN Format (DJ) — Structure, Length & Example
Complete guide to the Djibouti IBAN: 27-character format, French-influenced BBAN structure, bank and branch code breakdown, and validation steps for DJ IBANs.
Read article →Somalia IBAN Format (SO) — Structure, Length & Example
Complete guide to the Somalia IBAN: 23-character format, BBAN breakdown, limited adoption context, and compliance considerations for SO IBANs.
Read article →Sudan IBAN Format (SD) — Structure, Length & Example
Complete guide to the Sudan IBAN: 18-character format, Islamic banking context, BBAN breakdown, sanctions considerations, and validation steps for SD IBANs.
Read article →Israel IBAN Format (IL) — Structure, Length & Example
Israeli IBANs are 23 characters with a 3-digit bank code, 3-digit branch, and 13-digit account number. Israel is not a SEPA country. Learn the IL IBAN structure with Bank Hapoalim and Bank Leumi examples.
Read article →Iraq IBAN Format (IQ) — Structure, Length & Example
Iraqi IBANs are 23 characters with a 4-letter bank code, 3-digit branch, and 12-digit account number. Iraq is not a SEPA country. Learn the IQ IBAN structure with Trade Bank of Iraq and Rafidain Bank examples.
Read article →Oman IBAN Format (OM) — Structure, Length & Example
Omani IBANs are 23 characters with a 3-digit bank code and 16-digit account number. Oman is not a SEPA country. Learn the OM IBAN structure with Bank Muscat, NBO, and Bank Dhofar examples.
Read article →Egypt IBAN Format (EG) — Structure, Length & Example
Egyptian IBANs are 29 characters with a 4-digit bank code, 4-digit branch code, and 17-digit account number. Egypt is not a SEPA country. Learn the EG IBAN structure with NBE and Banque Misr examples.
Read article →Tunisia IBAN Format (TN) — Structure, Length & Example
Tunisian IBANs are 24 characters with a 2-digit bank code, 3-digit branch, 13-digit account, and 2-digit national check key. Tunisia is not a SEPA country. Learn the TN IBAN structure with STB, BIAT, and Amen Bank examples.
Read article →Libya IBAN Format (LY) — Structure, Length & Example
Libyan IBANs are 25 characters with a 3-digit bank code, 3-digit branch, and 15-digit account number. Libya is not a SEPA country. Learn the LY IBAN structure with Sahara Bank, Wahda Bank, and compliance considerations.
Read article →